Quote Originally Posted by [AK?]Swae View Post
Ok, so there is a good chance that nobody on this forum will know the answer, but I'm giving it a shot anyway.

I'm slightly interested in autocrossing my Solstice, but I'm seeing conflicting information regarding insurance coverage. Some say that even though you aren't technically racing against other people, it's still a timed event, and therefore not covered by insurance. Others say that is not the case. I checked my insurance policy, and it says that it does NOT cover any damage caused by racing. But is autocross considered racing since it's just you and some orange cones? I don't think I want to ask Geico, as it might raise a red flag, so I'm not sure where to get definitive information.

Does anyone have any knowledge/experience with this?
I know several auto crossers, and although they never had an incident that caused damage for insurance - the insurance companies will not pay for incidents while autocrossing. Oh, and there are reports that Geico has even dropped people who've they discovered were autocrossing their vehicles. (Rumor has it they check the listing of drivers on NASA/SCCA sites for customers.) Generally, the autocrossing body (SCCA, NASA, or whoever) has their own liability insurance.

The bigger question is in regards to warranty work. There have been alot of battling with manufacturers to cover items under warranty if they claim you've been 'racing' the car. But if you don't tell them it happened under autocrossing.....